Alisa Breaks It Down
Questions to Ask Your Bankruptcy Attorney
Filing for bankruptcy? Here are some questions to ask your attorney.
Bankruptcy Breakdown: Chapter 13
Overview of Chapter 13 bankruptcy
Bankruptcy Attorneys Will Help You Get Organized
You don't have to have everything figured out before talking to a bankruptcy attorney.
Bankruptcy Articles & Legal Insights
Are You Thinking of Filing Bankruptcy?
Are you thinking about possibly filing for bankruptcy? Is the thought keeping you up nights and stressing you out? That...
How Does Bankruptcy Stop a Garnishment?
Many clients come in to file bankruptcy because they are having their wages or bank accounts garnished (seized) by a...
Debt Settlement vs. Bankruptcy: What One Family Learned After Paying $12,983 to Save $1,700
https://www.theladylikelawyer.com/blog/debt-settlement-vs-bankruptcy-what-one-family-learned-after-paying-12983-to-save-17 Adrienne Hines is a bankruptcy attorney in Northwest Ohio who has spent nearly 30 years helping people get out...
Understanding Student Loan Podcast
https://www.moneywiselaw.com/tiktok-live-240716/ Jay Fleischman, an expert on student loan debt, discusses student loan forgiveness and other important topics.
What is a Wage Garnishment and How Can I Stop It?
A wage garnishment is the process by which a creditor can intercept a portion of your paycheck to pay down...
Can I Discharge Income Tax Debt in Bankruptcy?
Discharging income taxes in bankruptcy is a complicated proposition. I will attempt to give you the basic rules that apply,...
Can Bankruptcy Eliminate a Second Mortgage on My Home?
The bankruptcy code is quite specific you cannot eliminate the LIEN of a second mortgage (such as a home equity...
Do I Have to Include All of My Debts in My Bankruptcy?
Clients often ask me if they have to list all of their debts when they file for bankruptcy. The short...
How Much Does It Cost to File Bankruptcy?
The price of filing for any type of bankruptcy is divided into 2 catagories: actual costs and attorneys fees. Actual...
Can I Modify My Home Mortgage Through Chapter 13 Bankruptcy?
The short answer to the question "can I modify my home mortgage through chapter 13 bankruptcy?" is NO. The bankruptcy...
Will I Lose Everything if I File a Chapter 7 Bankruptcy?
I was giving a talk yesterday to a group of professionals and was again surprised when someone asked me this...
Mounting Student Loans a ‘Debt Bomb’ Waiting to Explode by Herb Weisbaum
Here is an interesting post from MSN. Hopefully the National Association of Consumer Bankruptcy Attorneys can get some legislation sponsored...
Fraudulent Transfers and Conveyances
Many people think that they can protect an asset by simply transferring it to a friend or relative before filing...
Get Paid to Short Sell Your Home
It is true. Some mortgage companies are offering incentives to underwater homeowners to short sell their homes. Short selling refers...
What is the Means Test?
The means test is the subject of many court cases, and a detailed explanation would take many pages. In short,...
Preferential Transfers
We frequently have clients who want to pay back a loan from a favorite credit union, bank, friend, partner or...
NACBA Applauds Introduction of H.R. 4444: The Student Loan Bankruptcy Improvement Act of 2025
https://nacba.org/news/706197/NACBA-Applauds-Introduction-of-H.R.-4444-The-Student-Loan-Bankruptcy-Improvement-Act-of-2025.htm For decades, the ‘undue hardship’ standard, particularly as interpreted through the outdated Brunner test, has made it virtually impossible...
Trust Alisa Admiral With Your Bankruptcy Filing
Navigating financial hardship can feel overwhelming, but you do not have to make these decisions alone.
Alisa Admiral provides experienced legal guidance for individuals facing debt challenges, foreclosure concerns, and bankruptcy-related questions.
Please contact us with any questions you have; we are here to help.